Mortgage Investment Opportunities
Mortgage investments offer secured, fixed, and predictable returns—making them an attractive alternative to traditional investment vehicles like stocks, bonds, or mutual funds. At Sandhu Capital, we structure private mortgage investments with full transparency and a focus on risk mitigation, allowing our investors to enjoy strong returns with minimal volatility.
Unlike unsecured investments, mortgage investment earnings are clearly defined in advance. The interest rate, lender fee, and loan term are all negotiated upfront, so you know exactly what you’re earning before your funds are disbursed.
Key Features of Mortgage Investments
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Secured Returns: Investments are secured against real estate assets.
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Short-Term Commitments: Terms typically range from 6 to 24 months.
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Interest-Only Payments: Borrowers pay monthly interest, maximizing investor cash flow.
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Low Market Correlation: Mortgage investments are not subject to stock market fluctuations.
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Fixed Rates: Your return is locked in for the duration of the mortgage term.
Our Process
At Sandhu Capital, we carefully package each mortgage investment opportunity with the investor’s security and clarity in mind:
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Full Transparency: We provide upfront disclosure of borrower credit status, repayment ability, and property details.
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Low Loan-to-Value (LTV) Opportunities: We focus on conservative lending positions to reduce risk.
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Independent Appraisals: A licensed, third-party appraisal is always conducted to validate property value.
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Investor Representation: Investors retain their own legal counsel for added protection—at the borrower’s expense.
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No Investor Costs: Legal and appraisal costs are covered by the borrower, not the investor.
Example Investment Scenario
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Loan Amount: $1,000,000
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Property Value: $1,500,000
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Loan-to-Value (LTV): 66.7%
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Interest Rate: 10% annually
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Term: 12 months (closed for 3 months)
Return:
The lender receives $10,000 per month in interest for 12 months. The first three months are guaranteed, and all legal and appraisal fees are paid by the borrower. The investor bears no out-of-pocket costs on the $1,000,000 investment.
Get Started
Our lenders consistently realize high returns, low risk, and reliable cash flow from private mortgage investments arranged by Sandhu Capital. If you have funds available to lend, or experience in private lending, we welcome you to connect with us to learn more.
📧 Email: amit@sandhucapital.ca
📞 Phone: 604-706-1000
Disclaimer: The information above is for informational purposes only and does not constitute legal or financial advice. Please consult your own professional advisors before making any investment decisions.
Why Sandhu Capital?
Sandhu Capital is a leading private and commercial mortgage brokerage, known for delivering creative financing solutions tailored to all types of borrowers. While we specialize in private lending, our expertise spans residential, commercial, construction, and land financing. Our competitive mortgage packages, extensive lender network, and innovative approach to structuring deals set us apart in the industry.
