Bridge Loan

Bridge Loan Financing in British Columbia

Fast, Flexible Bridge Loans for Residential and Development Properties

At Sandhu Capital, we specialize in providing private Bridge Loan financing across BC. Whether you need short-term funding to complete a development, purchase a new property before selling your existing one, or refinance an asset for liquidity, a bridge loan is a smart and timely solution.

Our bridge loans are primarily funded through private lenders, allowing us to offer quick approvals, minimal documentation, and custom terms that meet the unique needs of each borrower.

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What is a Bridge Loan?

A bridge loan is a short-term mortgage solution designed to “bridge the gap” between the need for immediate funds and the availability of permanent financing or the sale of an existing property. It is especially useful for:

• Real estate transactions with tight timelines

• Borrowers waiting for a property sale to complete

• Developers needing interim funding before construction or rezoning

• Refinancing situations where traditional lenders won’t approve in time

Unlike traditional financing, private bridge loans prioritize the value of the property and exit strategy—not the borrower’s credit score or income documentation.

Types of Bridge Loans We Offer

1. Residential Bridge Loans

We provide fast, private mortgage financing for homeowners and investors who need short-term funds to:

• Purchase a new home before selling the current one

• Refinance for urgent liquidity

• Avoid foreclosure or pay off an expiring mortgage

• Fund renovations before listing a home for sale

Our residential bridge loans are typically interest-only with flexible repayment terms, making them ideal for transitional periods.

2. Development Bridge Loans

For builders, developers, and real estate investors, Sandhu Capital arranges bridge financing for:

• Land acquisition before rezoning or servicing

• Financing between construction phases

• Equity takeout from under-construction properties

• Covering cost overruns or delayed closings

These bridge loans are structured with quick funding timelines and exit strategies based on future construction financing, sales, or long-term refinancing.

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Why Choose a Private Bridge Loan?

Bridge loans through traditional banks can take weeks or months to secure, often missing the window of opportunity. Private bridge loans, on the other hand, offer:

• Fast Closings – often in under 10 days
• Flexible Terms – tailored to your timeline and needs
• Minimal Documentation – approvals based on property value
• Short-Term, Interest-Only Payments
• Custom Exit Strategies – sale, refinance, or development proceeds

Whether you’re in a time-sensitive purchase or need to unlock equity quickly, Sandhu Capital delivers reliable private bridge financing.

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Key Bridge Loan Features

• Loan Amounts: $100,000 to $10M+

• Terms: 3–24 months (typically 6–12 months)

• Interest-Only Payments

• Funding based on Loan-to-Value (LTV), not borrower profile

• No prepayment penalties in most cases

• Available for 1st, 2nd or 3rd position mortgages

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Work with a Bridge Loan Expert in BC

At Sandhu Capital, we understand that time is money, especially in real estate. Whether you’re in between sales, refinancing under pressure, or executing a development project, our team delivers bridge loan solutions tailored to your success.

With access to a wide range of private lenders and mortgage investment corporations, we make it simple to access short-term funding when you need it most.